As a bank or finance company, you’re in the business of helping your customers make large purchases, such as vehicles, RVs, and boats. What do you do if there’s no title for the boat or watercraft your client wishes to purchase? This is where the professionals at Consolidated Automotive Services of Indiana can help. We are experts at acquiring new or replacement titles for all types of motorized vehicles, including boats, across all 50 states. If you wish to help your client apply for a boat title, they will need the following information and documents before beginning the title process.

Information Your Clients Need to Buy a Boat with no Title

Information About the Boat

There are basic details your client will need when requesting a title for their newly purchased watercraft. This information includes the date of sale and the price. Other data specific to the purchased boat are the hull identification number (HIN), color, make, model, and year.

Type of Boat

Each state may or may not require a title or registration, depending on the type of boat. This is why it’s important for your client to know the exact type of watercraft they have purchased. Typically, boats can be grouped into three categories: 

  • Non-motorized, such as canoes, kayaks, and paddleboats.
  • Engine-powered, includes boats with a motor.
  • Sailboats, which may or may not contain a motor. 

Signed Documents

Since there is no title with which to transfer ownership, a document detailing the sale of the boat will need to be signed by both the seller and buyer. Some states may also require a notary to sign this document. 


Personal identification, such as a driver’s license or state ID, is necessary for obtaining a title. A title is legal proof of ownership, and it cannot be acquired without the proper ID.

Let Our Team Help

If you wish to hand this task over the team at Consolidated Services, we are more than happy to help. We can assist with a variety of title services for your clients such as lien services, title transfers, corrected titles, heavy equipment titles, title searches, and more. Contact us online, or call us today at (812) 988-8300. 

“Sailing the Legal Waters of Buying a Boat Without a Title.” Web article. NADA Guides. J.D. Power. Web. 08 Aug. 2020.